"NOTICE: FRAUD SCAMS & FRAUD WILL BE REPORTED TO THE FBI, LOCAL AUTHORITIES WHERE THE ACTIVITY IS COMMITTED AND IFCC FOR INTERNET FRAUD AND INVESTIGATION" Our primary mission is to protect the interests of our loyal customers. As such, MsMentorMe Boutique© and its affiliates take fraud very seriously. We will prosecute to the full extent of the law any person(s) or entity found guilty of committing fraudulent activity using our company's name or website. The quality of service provided by MsMentorMe Boutique© and its affiliates is maximized when we have the interests of our customers in mind. Please be considerate of others and respect both the written laws that prevent fraud on the Internet and the unwritten rules that bind the Internet community and foster the growth of new technologies. We will report all instances of fraudulent credit card orders to the local and government agencies to include the FBI. We are able to determine the identity of individuals committing credit card fraud by the ISP of user attempting to conduct such illegal activities. Our payment system is able to identify - quickly - credit card fraud and our merchant provides the information of the banking authority whether in the US or abroad. We, therefore, are able to trace fraudulent orders through credit card payment, online maps, ISP, IP Address, websites, and e-mail addresses, including those on free services. Our Commitment to Security MentorMe Enterprise, Inc™ and its affiliates are commitment to security is of the highest level. We use the highest level of encryption and the latest security tools to ensure that our customers feel secure. We would like to highlight some of the key features of our security. Secure Socket Layers All of MentorMe Enterprise, Inc™ and its affiliate’s communication and processing occur through Secure Socket Layers (SSL). To ensure a higher level of security, we use 1024-bit SSL encryption with all of our transactions. Any toolkits linked for usage with our merchant gateway are also tested to make sure that security is setup properly. With the proper security layers setup between toolkits and the gateway, we ensure that no information can be stolen and all information is securely transacted. Identification Through "Keys" An older, more conventional way of communicating and identifying with gateways was the use of username, ids and passwords. MentorMe Enterprise, Inc™ and its affiliates realize that this method is very insecure. This is why we developed the "Key System" for identification. Our toolkits (e.g. shopping carts) communicate with the gateway by getting assigned a high-bit encrypted string called a Key. When sent into the gateway the key is processed to identify which merchant it belongs to as well as what toolkit it belongs to. This allows our customers to feel safe that their source code doesn't contain critical information such as their username and it allows us to separate our toolkits by assigning individual keys for each toolkit. We are able to revoke keys at any time if we notice a key is being misused by malicious online users and different fraud protection layers can be applied to each key within our Fraud Stopper. Fraud Stopper The Fraud Stopper relies on its Module Stack Design. Each module controls a different aspect of security and we choose which modules to put on the fraud control stack. Some example of modules are duplicate transaction control, block by country (and/or state, city, zip, name), auto detection of misuse of toolkit by customer (blocks a person from using an eCommerce toolkits after certain amount of tried with different cards), block by IP and many more. The advantage to this design is it allows the merchant to constantly add/change their fraud controls and MentorMe Enterprise, Inc™ and its affiliates are always adding new modules to the Fraud Stopper; always up to date on fraud security issues. Fraud Stopper also allows us to apply different fraud controls to different keys (sources), so a customer can have high levels of fraud control within their Shopping Cart but low levels within the console for our employees. New Way of Storing Credit Cards MentorMe Enterprise, Inc™ and its affiliates realize that the most common attack to merchants is the stealing of a "list" or "database" of credit cards. With this in mind, we have adapted a revolutionary new way of storing credit cards to stop such attacks. On our gateway system there is no database or list of cards, therefore the idea of getting such a thing by a malicious attacker is impossible. Credit cards are stored on an individual bases and can only be viewed on an individual bases by unlocked or "de-encrypting" each card VISA Compliant MentorMe Enterprise Inc™ and its affiliates are proud to be Visa CISP compliant. Through the CISP program MentorMe Enterprise, Inc™ and its affiliates are certified under Visa to be up to date with the utmost security regulations assigned by 3rd party assessors as well Visa itself. MasterCard Compliant MentorMe Enterprise Inc™ and its affiliates are proud members of the MasterCard Site Data Protection program. Through the SDP program MentorMe Enterprise Inc™ and its affiliates ensure the utmost security based on MasterCard's compliance regulations. Notice for European Users MentorMe Enterprise Inc™ and its affiliates are located in the United States. Any information that you provide to us will be transferred out of the EU to the United States. By providing personal information to us, you are consenting to its storage and use as described herein. Adhere to our Gateway policy and secure procedures This Privacy Policy covers MentorMe Enterprise Inc™ and its affiliate’s treatment of personally identifiable information collected from customers who use our payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy does not apply to the practices of companies that MentorMe Enterprise Inc™ and its affiliates do not own or control or to people that MentorMe Enterprise Inc™ and its affiliates do not employ or manage. MentorMe Enterprise Inc™ and its affiliates are a wholly owned company licensed in the State of Maryland. This Policy is specific to MentorMe Enterprise Inc™ and its affiliates and does not apply to other Web sites or Internet services that the customer may have linked through. More Questions? We want to you to be confident in our security standards here at MentorMe Enterprise, Inc™. If there are any questions which we have not answered concerning our security please feel free to email us for answers at msmentorme@mentorme-enterprise.com.